Is CCS Payment a Scam?

 You may have received a notice from Credit Collection Services (CCS). And now you are concerned if the site is a scam or a legitimate site.  Let’s dig in and help clarify what CCSPayment.com is all about.

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 CCS, also known as Credit Collection Service, is a legitimate business that performs credit collections. The company has been in business for over 50 years and its headquarters are in Norwood, MA. They earn money by assisting companies with collecting debts and receiving a commission for their efforts. CCS reaches out to people via text messages, phone calls, and letters in an effort to collect on unpaid debts.

If you run a credit report you may say them listed under numerous titles such as:

CCS payment, CCS Credit Collection Service, CCS Notice, and many more.

Seeing a collection on your credit report or receiving a call from a debt collector can induce panic. Given that bad debts can remain on your credit report for up to seven years, regardless of the payment status, it is important that you deal with the issue.

1.  You can request that they validate the debt you allegedly have failed to pay. If you send the debt collection agency a letter, they are legally obligated to respond within 30 days with evidence that the debt and amount in question is yours.

2. Ignoring the situation will help zero percent. You must take action of some sort to reduce the risk of going to court.

3. If the amount you owe is high, it is highly recommended that you work with a professional to clear the collection from your credit report.

4. Check your credit report to verify what they say is true.  You can review your credit report at AnnualCreditReport.com

At the time of writing this article, there are no Google reviews for the site. There were 32 reveiws on Yelp, resulting in a one star rating!

The latest posted review was from 4/12/2022 and stated:

“I called today due to a bill that was sent to us from some bloodwork my grandma had done back in June. They told me so give them my grandma's consent stating that I was able to go through with the call. Of course, I told them that my grandma was Chinese and that there was no way of giving consent unless it is in Chinese.
 

They told me that they were "unable to receive any kind of consent that is not in English" and when I repeatedly told them my grandma could not speak English they told me to make her write down the consent and fax it in. I asked them how my grandma was supposed to write in English when she couldn't even speak or understand English. I eventually asked for a Chinese translator to sort out this consent issue and then said that they only spoke English and there was no one there that spoke any language other than English. After talking about this, she ended up saying "then you have to figure it out". That was when we started arguing. I kept asking to speak with someone else and she finally said "I'll figure something out" and ended the whole call.
 

I do not think I have received service that was worse than this.”